Car Insurance
Save up to 10% on your first year's premium when you quote and buy a new comprehensive Car Insurance policy online¹,²
Speak to a real person
Call 1300 50 50 99 to speak to a real person who understands you
Flexible payment options
Pay by the month at no extra cost⁶ and the flexibility to adjust your excess which may reduce your premium
Supporting older Australians
Your policy helps fund our advocacy work and improve outcomes for older Australians.
Renewal Invitation Guarantee
National Seniors members receive a Renewal Invitation Guarantee.
New for old replacement
Two year new for old replacement of a new vehicle after a total loss
24/7 online claims
24/7 online claims or phone 1300 55 50 30 to commence the claims process.
Choice of repairer
We'll help find you one, or you can choose your own⁴
Rental car
Rental car after theft and the option to add rental car following an accident up to $100 daily limit to a maximum 30 days
Save up to 10%
Save to 10% on your first year's premium when you quote and buy a new comprehensive car insurance policy online¹,²
Safe driver discount
Discount for eligible drivers on comprehensive car insurance policies, criteria applies¹,³.
Reasonable towing costs
Reasonable cost of towing after a covered incident
Stolen keys
Lock re-keying/re-coding if the keys to your vehicle are stolen - up to $1,000 for any one incident
Personal items
Cover for personal items in your vehicle – up to $1,000 for any one incident
Legal liability
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events
Comprehensive Insurance
The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Third Party Property Damage
Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
For information on what is covered and what is not covered and excesses that apply, please refer to the Motor Insurance Product Disclosure Statement and Policy Document.
Call our friendly customer care team on 1300 50 50 99
(Monday to Friday 8:30am to 6pm AEST)
Penny, 70 - VIC Travel Insurance Customer
I can't speak highly enough of the help Sinead gave me when choosing my travel insurance for an upcoming 6-week trip to Ireland. She explained everything and made it all so easy. I will certainly recommend her to any senior planning to travel. Many thanks Sinead.
Lee, 66 - QLD Caravan Insurance Customer
Sinead presented herself as a very happy, knowledgeable person with terrific people skills, she answered all of my questions without hesitation. This lady has nailed it, she knows how to make a potential client feel important and she treats people with respect. It was late on the Friday, and we ran out of time to finalise the deal, Sinead promised me that she would phone me on the Monday around 9:00am, sure enough she did! Sinead is a first-class employee, and she deserves a high level of recognition.
Deb, 69 - NSW Caravan Insurance Customer
Narelle was exceptional in every way as a representative of Australian Seniors Insurance. She went out of her way to explain our caravan insurance policy in detail. Narelle was friendly, knowledgeable, competent and had an obvious love for her job in her attitude towards the customer, especially making sure we felt confident with every detail before signing up to our new policy. This was particularly important as we had used another provider for the past 46 years. Narelle gave me time to discuss the new policy with my husband after my initial enquiry and rang back exactly as promised to finalise payment. Narelle is huge asset to your insurance company.
Desmond, 77 - VIC
Travel Insurance Customer
Sinead provided excellent assistance in arranging my insurance cover for my travel next year. She had good product knowledge, very good interpersonal skills and always delivered what she promised within agreed timeframes. From a customer's perspective, personnel such as Sinead are great to deal with and should be valued and retained.
Carolyn, 78 - SA
Travel Insurance customer
I was very impressed by the friendly efficient service I received from Sinead. She answered my many questions with patience and understanding. I got all the clear answers I needed to enable me to confidently decide to take out National Seniors Travel Insurance.
Harry, 71 - QLD
Caravan Insurance customer
Jeremy was the most helpful person I have ever spoken to. Thank you so much Jeremy, I wish there were more caring and experienced people like you.
Angus, 79 - QLD
Travel Insurance customer
What a pleasure it has been to enquire about travel insurance with Sinead. She was so professional and helpful at all times. She was a pleasure to talk with and answered every question I had regarding travel insurance and above all returned my phone calls quickly with any questions she wasn't sure of. National Seniors Insurance are blessed to have such a delightful, helpful person working for them and I would recommend Sinead to any of my friends for travel insurance.
Mandy, 73 - QLD
Travel Insurance customer
I would like to say that Sinead was extremely helpful and knowledgeable in quoting for insurance for a couple of policies we were getting for comparison for. She is very friendly, easy to talk to and makes you feel like a friend rather than just another customer, which I like. I would recommend anyone to contact her for their insurance quotes.
Access an existing quote quickly and easily.
Lodge your claim online 24/7 or call 1300 55 50 30 and a consultant will help you.
Is your car safe? Here’s how you can make sure
Your car may have the latest and greatest in safety features but inevitably, you are the driver in control of getting from A to B and it’s your responsibility to ensure your car is safe in every way possible.
The high cost of road accidents
While protecting lives is the first priority of road-safety campaigns, we should also note the financial cost of traffic accidents.
Caravan and Trailer Insurance
Covers your legal liability for loss or damage to your caravan or trailer.
Roadside Assistance
National Seniors Australia members receive 10% off Roadside Assistance
Travel Insurance
National Seniors members receive 10% discount on nib travel insurance⁷
National Seniors Insurance is part of National Seniors Australia, a leading not-for-profit advocacy organisation giving older people a strong national voice. Our evidence-based advocacy tackles issues such as age discrimination, the Age Pension, cost of living, health costs, and more.
Modest profits from the sale of your policy help us create real change and a better future for all older Australians.
Join National Seniors Australia today and receive discounts on everyday essentials and more
National Seniors Australia members have access to a range of benefits and services – including discounts on Travel, Health and Life Insurance.
As a member, save with discounts, expand your social circle through our branches, receive a yearly subscription to Our Generation digital magazine, and access our Financial Information Consultant by phone.
For only $49.50, anyone can become a member and it only takes minutes to join.
Advocacy campaigns
Find out how we make a difference to the lives of all older Australians through research-led advocacy.
Our research
Learn more about our research into older Australians' experiences and perspectives.
Advocacy wins
Take a closer look at the significant advocacy wins we've managed to secure for older Australians.
Discounts
Save with over 1,000 discounts on groceries, fuel, accommodation, fitness, health care, motor services, books, theme parks, appliances, cinemas, gift cards and more!
Our Generation magazine
Members receive a yearly subscription to Our Generation digital magazine!
Branches
Expand your social circle, enjoy social events, day-trips, guest speakers and meet like-minded members.
Financial Information Consultant
Members can speak to a real person to receive up-to-date information on retirement planning, estate planning, Centrelink benefits, investment choices, Aged Care, superannuation, and more!
Competitions
Enter and win newly released books, DVDs, CDs, and movie and event tickets with access to exclusive member-only competitions.
National Seniors Australia Ltd ABN 89 050 523 003 AR No. 282 736 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from www.nationalseniorsinsurance.com.au. The relevant Target Market Determination is available by calling 1300 50 50 99. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
Information contained on this website is general information only.'
We may receive a percentage of profit on Home (excluding flood) and Motor policies arranged by us or renewed with Allianz in each calendar year. Profit is calculated using a specific formula and we will only be paid to the extent that the profit exceeds the agreed threshold.
We also receive an annual upfront marketing contribution from Allianz which is a percentage of the base premium earned on policies which we arrange for Allianz in the previous year (excluding NSW CTP). This is repayable on a pro-rata basis if your agreement is terminated.
For more information about our remuneration, ask us before we provide you with any services.
1. Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
2. The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to Allianz's standard rates, excluding optional covers, and are for the first year's premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.
3. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide https://www.einsure.com.au/wb/redirect/pedfi
4. If you choose your own repairer, we may need a second quote from another repairer chosen by us just to make sure the quote you've received in reasonable. We may then authorise repairs, pay you reasonable repair costs or the car's agreed value or replace your new car where policy conditions are met.
5. We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.
6. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
7. National Seniors Australia Ltd, ABN 89 050 523 003, AR 282736 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193. The discount applies to the total National Seniors travel insurance premium and is for National Seniors Australia members only. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.
For more information about promotional or other discounts, please visit our Home Insurance website here.
