Renewal Invitation Guarantee
National Seniors members receive a Renewal Invitation Guarantee.
If you are insured under a Home and Contents, Contents for Renters, Landlord, Car or Caravan policy with National Seniors Insurance, then we will not decline to renew your policy solely because of your age or claims experience provided you are a current member of National Seniors Insurance at the date of renewal.
Any offer of renewal will be:
- subject to our other underwriting acceptance criteria; and
- issued on the terms, conditions, limits and exclusions of your expiring policy, unless we have agreed changes with you or the standard terms and conditions of cover we offer have been varied when approved and agreed with National Seniors Insurance.
This is subject to the premium payable and excesses applicable to your policy on renewal always being assessed prior to us entering into and applied to the new policy with you and both may vary from the previous period of insurance. This renewal invitation guarantee does not apply if we decide to discontinue this product, if Allianz no longer have an insurance relationship with National Seniors Insurance, of if you do not comply with your duty of disclosure, you make any misrepresentations to us or if you do not comply with your obligations under the law or otherwise in relation to the policy.
National Seniors Insurance is part of National Seniors Australia, a leading not-for-profit advocacy organisation giving older people a strong national voice. Our evidence-based advocacy tackles issues such as age discrimination, the Age Pension, cost of living, health costs, and more.
Modest profits from the sale of your policy help us create real change and a better future for all older Australians.
Join National Seniors Australia today and receive discounts on everyday essentials and more
National Seniors Australia members have access to a range of benefits and services – including discounts on Travel, Health and Life Insurance.
As a member, save with discounts, expand your social circle through our branches, receive a yearly subscription to Our Generation digital magazine, and access our Financial Information Consultant by phone.
For only $49.50, anyone can become a member and it only takes minutes to join.
Advocacy campaigns
Find out how we make a difference to the lives of all older Australians through research-led advocacy.
Our research
Learn more about our research into older Australians' experiences and perspectives.
Advocacy wins
Take a closer look at the significant advocacy wins we've managed to secure for older Australians.
National Seniors Australia Ltd ABN 89 050 523 003 AR No. 282 736 AFSL/Australian Credit Licence No 234708 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from www.nationalseniorsinsurance.com.au. The relevant Target Market Determination is available by calling 1300 50 50 99. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
6. Instalment premiums
If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.